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Few milestones in life are as exciting and complicated as buying your first home. Having a team of experts helping you through each step is the easiest way to have a smooth transaction. Give me a call and we can get you set up with a team that will reduce your stress and help you accomplish this dream!

You will need a mortgage officer for the loan, a real estate agent to find the perfect home, a escrow and title company to process the transaction and an insurance agent to protect your new asset. Let my network work for you. 


What is the difference between preapproval and prequalified?

Prequalification can be the first step in your home purchase journey.  It is a basic calculation of the amount of what you can borrow. Often, it involves you disclosing your income, debt and can also involve a credit inquiry. The lender can give you options or programs you may qualify for based on the info you provided.

Preapproval is a more thorough calculation of your borrowing ability. You complete an application with your mortgage lender and they will confirm your credit worthiness, income and debt. If you get a preapproval, you will receive a letter stating the amount a lender is willing to lend to you that is good for 90 days.

Down Payment Assistance FAQ: 


How can I get this assistance?

There are 62 homebuyer assistance programs in WA state from 36 agencies. 49 of those programs offer down payment or closing cost help.  You do not have to be a first-time home buyer to qualify!

How much assistance can I get?

It varies by program, but they range from $10,000 - $80,000 in down payment help.

Is it a loan that I pay back?

Most of the down payment loans are payment deferred—meaning no payment is due until the mortgage is paid off or until you sell, transfer, move out of or refinance the property.



• Home Advantage
• Opportunity
• MCC Reissuance
• Homebuyer Education
• Downpayment Assistance
• Homeowners Guide
• Counseling Providers 


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Jack Sullivan
NMLS: 2136893

Dedicated Mortgage Professional
Fast Track Mortgage 


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